Manufacturer Promotions
0% for 36 Months
Expires on 07/31/2025
General Requirements:• Maximum Loan Amount: $75,000, unless noted otherwise• Interest begins immediately unless noted otherwise. First payment due 35 days from date of closing unless noted otherwise.• No pre-payment penalty• *700 FICO requirement• Available for New and Unused Units l Rates shown are simple interest rates
0% for 48 Months
Expires on 07/31/2025
*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $159.38 each. Interest Rate is 0% [APR is .98%].Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2025 and 7/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
0% for 60 Months
Expires on 07/31/2025
General Requirements:• Maximum Loan Amount: $75,000, unless noted otherwise• Interest begins immediately unless noted otherwise. First payment due 35 days from date of closing unless noted otherwise.• No pre-payment penalty• *700 FICO requirement• Available for New and Unused Units l Rates shown are simple interest rates.
0% for 72 Months
Expires on 07/31/2025
General Requirements:• Maximum Loan Amount: $75,000, unless noted otherwise• Interest begins immediately unless noted otherwise. First payment due 35 days from date of closing unless noted otherwise.• No pre-payment penalty• *700 FICO requirement• Available for New and Unused Unites l Rates shown are simple interest rates
1.99% for 72 Months
Expires on 07/31/2025
General Requirements:• Maximum Loan Amount: $75,000, unless noted otherwise• Interest begins immediately unless noted otherwise. First payment due 35 days from date of closing unless noted otherwise.• No pre-payment penalty• *700 FICO requirement• Available for New and Unused Unites l Rates shown are simple interest rates.
10.99% for 24 Months
Expires on 07/31/2025
General Requirements:• Maximum Loan Amount: $75,000, unless noted otherwise• Interest begins immediately unless noted otherwise. First payment due 35 days from date of closing unless noted otherwise.• No pre-payment penalty• *700 FICO requirement• Available for New and Unused Units l Rates shown are simple interest rates.
12.99% for 36 Months
Expires on 07/31/2025
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $257.65 each. Interest Rate is 12.99% [APR is 14.36%].Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 640. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2025 and 7/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
14.99% for 48 Months
Expires on 07/31/2025
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $212.80 each. Interest Rate is 14.99% [APR is 16.06%].Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 640. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2025 and 7/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $150.00. Offer subject to change without notice.
8.99% for 12 months
Expires on 07/31/2025
*Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $660.39 each. Interest Rate is 8.99% [APR is 10.29%].Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 640. Minimum amount financed $500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 5/1/2025 and 7/31/2025. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $50.00. Offer subject to change without notice.
Large Transaction Program - Commercial Only - 7.99% for 48 Months
Expires on 07/31/2025
Have a Fleet or Large Commercial Transaction exceeding $75,000? • $75,000+ commercial credit applications will be directed to an underwriting team specializing in large transactions• Submit Credit Applications using same process by either going online at SheffieldFinancial.com, or by fax at 855-307-6637• For assistance or questions email CommercialLoans@SheffieldFinancial.comLarge Transaction ProgramsCommercial OnlyCustomer Payment/$1,000 FinancedCustomer L
Large Transaction Program - Commercial Only- 8.99% for 60 Months
Expires on 07/31/2025
Have a Fleet or Large Commercial Transaction exceeding $75,000? • $75,000+ commercial credit applications will be directed to an underwriting team specializing in large transactions• Submit Credit Applications using same process by either going online at SheffieldFinancial.com, or by fax at 855-307-6637• For assistance or questions email CommercialLoans@SheffieldFinancial.com
Sub-prime Program: 10.99% for 36 Months [12.35% APR*]
Expires on 07/31/2025
General Requirements:• Maximum Loan Amount: $75,000, unless noted otherwise• Interest begins immediately unless noted otherwise. First payment due 35 days from date of closing unless noted otherwise.• No pre-payment penalty• *700 FICO requirement• Available for New and Unused Unites l Rates shown are simple interest rates
THERE HAS NEVER BEEN A BETTER TIME TO OWN A BAD BOY TRACTOR.
It’s never been easier to get a Bad Boy Tractor with our all-new financing offers. Get special low interest rates such as 0% for 72 months on ALL Bad Boy Tractor models or 0.99% for 84 months or 2.99% for 84 months with a Free 5’ SD Cutter and up to $3,950 instant savings.
0% for 72 months*
Payments as Low as $226 per month
Or
2.99% for 96 months*
Payments as low as $199 per month
Or
Up To $3,950 Instant Savings
2.99% for 84 months**
with Free 5' SD Cutter
and up to $3,950 Instant Savings
(Free cutter not available on purchase of 1022H)
Or
Get Payments as low as $172 per month**
and up to 120 month financing
Get The Job Done Right
With Package Deals On All
Bad Boy Implements
Bad Boy Tractors is helping you gear up with our Implement Bundling program. Purchase any new Bad Boy Cutter, Tiller, or Grapple and be eligible for the following retail financing offers when bundled with other Bad Boy Implements.
Purchase a cutter, tiller, or grapple and be elgible to
Purchase 2 additional implements for 0% for 24 months***
OR
Purchase 3 additional implements for 0% for 36 months***
The Yard Card, from TD Retail Card Services, is a revolving credit-card program. After approval Qualified Buyers can receive the following terms on purchases of Bad Boy Mowers.
0% APR for 60 Months with Equal Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
0% APR for 54 Months with Equal Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
0% APR for 48 Months with Equal Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
3.99% APR with 48 Monthly Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
5.90% APR with 72 Monthly Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
1.99% APR with 54 Monthly Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
1.99% APR with 60 Monthly Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
1.99% APR with 48 Monthly Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
3.99% APR with 60 Monthly Payments
Minimum purchase requirement of $1,500. There is a promotional fee of $150 for this offer. Offer subject to credit approval.
Zero Interest for 120 Days No Payment for 150 Days thereafter 5.49% for 48 Months [5.56% APR*]
Zero Interest for 120 Days No Payment for 150 Days thereafter 6.49% for 60 Months [6.43% APR*]
0% for 36 Months [1.29% APR*]
0% for 48 Months [0.98% APR*]
0% for 60 Months [0.78% APR*]
0.99% for 48 Months [1.97% APR*]
1.99% for 48 Months [2.97% APR*]
1.99% for 60 Months [2.89% APR*]
4.99% for 48 Months [5.98% APR*]
3.99% for 60 Months [4.79% APR*]
5.99% for 60 Months [6.80% APR*]
8.99% for 12 Months [10.29% APR*]
10.99% for 24 Months [12.96% APR*]
12.99% for 36 Months [14.36% APR*]
14.99% for 48 Months [16.06% APR*]
Sub-prime Program 10.99% for 36 Months [12.35% APR*]
Bad Boy Mowers has partnered with Dealer Direct to provide On The Spot Retail Financing for purchases of Bad Boy Mowers.
0.00% for 36 Months
with 36 Equal Monthly Principal Payments*
0.00% for 48 Months
with 48 Equal Monthly Principal Payments*
0.00% for 60 Months
with 60 Equal Monthly Principal Payments*
0.99% for 48 Months
with 48 Equal Monthly Principal & Interest Payments*
1.99% for 48 Months
with 48 Equal Monthly Principal & Interest Payments*
1.99% for 60 Months
with 60 Equal Monthly Principal & Interest Payments*
4.99% for 48 Months
with 48 Equal Monthly Principal & Interest Payments*
3.99% for 60 Months
with 60 Equal Monthly Principal & Interest Payments*
5.99% for 60 Months
with 60 Equal Monthly Principal & Interest Payments*
Sheffield Financial
Financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Programs are available in all 50 states and the District of Columbia.
Mow NOW Pay LATER Zero Interest for 120 Days, No Payment for 150 Days; thereafter, 4.49% for 36 Months (4.58%*)
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
Mow NOW Pay LATER Zero Interest for 120 Days, No Payment for 150 Days; thereafter 5.49% for 48 Months (5.57% APR*)
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
0% for 24 Months (1.91% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
0% for 48 Months (0.98% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
1.99% for 48 Months (2.98% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
3.99% for 24 Months (5.94% APR*)
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
4.99% for 36 Months (6.32% APR*)
$0 Down | New Equipment Only | Minimum Purchase of $3,000 | Subject to Credit Approval | Expires July 31, 2025
5.99% for 48 Months (7.02% APR*)
$0 Down | New Equipment Only | Minimum Purchase of $4,500 | Subject to Credit Approval | Expires July 31, 2025
6.99% for 60 Months (7.83% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $6,000 | Subject to Credit Approval | Expires July 31, 2025
8.99% for 12 Months (10.29% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $500 | Subject to Credit Approval | Expires July 31, 2025
10.99% for 24 Months (12.96 APR)*
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
12.99% for 36 Months (14.36% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
14.99% for 48 Months (16.06% APR)*
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
10.99% for 36 Months (12.35% APR)* (Sub-Prime Program)
$0 Down | New Equipment Only | Minimum Purchase of $1,500 | Subject to Credit Approval | Expires July 31, 2025
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Woods Financing
Available Installment Credit Programs
Financing options available to help you get the equipment you need to get the job done right. See below for details and then contact your nearest dealer for more information.
Programs below are available May 1, 2025 – July 31, 2025.
Sheffield financing not available in Canada.
| Program | Customer Loan Origination Fee | Amount Financed |
|---|---|---|
|
Mow NOW Pay LATER After promo: 5.49% for 48 Months [5.56% APR*] Zero interest for 120 days, No payment for 150 days *Example: On financed amount of $7,500, your down payment is $0, no interest for 120 days and no payment for 150 days followed by 48 monthly payments of $177.85 each. Interest rate is 5.49% [APR is 5.56% (E)]. Based on minimum bureau risk score of 700. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
0% for 36 Months [1.29% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $212.50 each. Interest rate is 0% [APR is 1.29% (E)]. Based on a consumer loan and minimum bureau risk score of 660. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
1.99% for 48 Months [2.98% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $165.93 each. Interest rate is 1.99% [APR is 2.98% (E)]. Based on a consumer loan and minimum bureau risk score of 660. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
0% for 24 Months [1.91% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $318.75 each. Interest Rate is 0% [APR is 1.91%]. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
8.99% for 12 Months [10.29% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 12 monthly payments of $660.39 each. Interest rate is 8.99% [APR is 10.29% (E)]. |
$50.00 added to the amount financed | Minimum – $500 Maximum – $75,000 |
|
10.99% for 24 Months [12.96% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $356.43 each. Interest rate is 10.99% [APR is 12.96% ]. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
12.99% for 36 Months [14.36% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $257.65 each. Interest rate is 12.99% [APR is 14.36% ]. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
14.99% for 48 Months [16.06% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $212.80 each. Interest rate is 14.99% [APR is 16.06%]. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
|
Sub-prime Program: 10.99% for 36 Months [12.35% APR*] *Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $250.36 each. Interest rate is 10.99% [APR is 12.35%]. |
$150.00 added to the amount financed | Minimum – $1,500 Maximum – $75,000 |
Disclaimer: The above financing programs are offered by Sheffield Financial, a division of Truist Bank, Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers may be available. See your local dealer for details. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility. Offer subject to change without notice.
KIOTI Compact Track Loaders – O% Financing up to 48 months*
- OR - up to $6,000* (USD) cash back.
Red Hot Summer Savings
KIOTI Compact Track Loaders – O% Financing up to 48 months* - OR - receive up to $6,000* (USD) cash back.
Promotional Period: Jun 30, 2025 - Sep 30, 2025
Eligible Units: TL Series
Program Limitations and Requirements:
- No other retail programs apply.
- Program period and conditions subject to change.
- Contact your KIOTI dealer for details.
Purchase a qualifying KIOTI UTV and receive $1,500 CASH BACK*
- OR - 0% financing for 60 months*.
Red Hot Summer Savings
Purchase a new KIOTI UTV and receive $1,500 CASH BACK -OR- 0% financing for up to 60 months!
Promotional Period: Jun 30, 2025 - Sep 30, 2025
Eligible Units: K9 2400 Model, K9 2400 Cab Model, K9 2440 2-Row Model
Program Limitations and Requirements:
- Cash back and 0% financing offers cannot be combined.
- Cash in Lieu may be combined with the Military/First Responders Program.
- No other retail programs apply.
- Program period and conditions subject to change.
- Contact your KIOTI dealer for details.
Promotion
Ride Away with Cash Back on Limited UTV Offers!
Get ready to ride off into the sunset with a brand new KIOTI UTV! We're throwing in a sweet deal to make your purchase even more epic! Choose from two awesome options: $1,500 CASH BACK - that's a chunk of change you can use to upgrade your ride or tackle your next adventure! - OR - 0% FINANCING for up to 60 months - that's 5 whole years of interest-free payments! Whether you're a thrill-seeker, a farmer, or just a weekend warrior, this offer is the perfect way to take your off-road game to the next level.
Purchase a CK Series tactor and receive 0% financing for 120 months*!
- OR - up to $3,000 cash back*.
Red Hot Summer Savings
Get 0% Financing for 120 Months*—That’s a Full Decade of Interest-Free Payments!
Promotional Period: Jun 30, 2025 - Sep 30, 2025
Eligible Units: CK2620 Model, CK2620H Model, CK2620SEH Cab Model, CK3520 Model, CK3520H Model, CK3520SE Model, CK3520SEH Model, CK3520SEH Cab Model, CK4020 Model, CK4020H Model, CK4020SE Model, CK4020SEH Model, CK4020SEH Cab Model
Program Limitations and Requirements:
- 0% financing for 120 months requires a 10% down payment.
- Cannot be combined with any other offer.
- May not be combined with tractor and loader cash in lieu
- May be combined with military/mirst responder program and backhoe cash in lieu.
- No other retail programs can be combined.
- Program period and conditions subject to change.
- Contact your KIOTI Dealer for details.
Promotion
Zero Percent. Ten Years. One Unbeatable Offer.
Take advantage of this limited-time opportunity to lock in 0% financing for a full 120 months on CK Series tractors (requires a 10% down payment). That’s ten years of interest-free payments—making it easier than ever to get the power and performance you need without breaking the bank.